Free Financial Calculators

20 free tools for mortgages, taxes, savings, and more. Select your region in the top-right corner — all calculations run privately in your browser.

Mortgages & property

Monthly payment, total interest, and amortization schedule.

Max home price based on income and the 28/36 DTI rule.

Break-even on closing costs vs. monthly savings.

True cost comparison including down payment opportunity cost.

What a renovation is really worth at resale vs. investing the cash.

Monthly payment for auto, personal, or student loans.

Compare strategies and find your fastest path to debt-free.

True cost of leasing vs. buying including equity at end of term.

Annual tax bill — US, UK, CA, AU with market-specific deductions.

Gross to net take-home, any pay frequency.

Self-employment tax, NI, and CPP — real take-home for contractors.

Short and long-term CGT estimates by region.

Trade list → net gains, losses, and estimated tax owed.

Watch savings grow with regular contributions over time.

Nest egg projection and sustainable monthly income.

Your financial independence number and time to retire early.

How inflation erodes purchasing power — and what return beats it.

Live ECB rates across 20+ currencies, updated daily.

Calculate tip and split any bill between any group.

Private, browser-only snapshot of assets vs. liabilities.