Free Financial Calculators
20 free tools for mortgages, taxes, savings, and more. Select your region in the top-right corner — all calculations run privately in your browser.
Mortgages & property
Mortgage calculator
Monthly payment, total interest, and amortization schedule.
Affordability calculator
Max home price based on income and the 28/36 DTI rule.
Refinance calculator
Break-even on closing costs vs. monthly savings.
Rent vs. buy
True cost comparison including down payment opportunity cost.
Home improvement ROI
What a renovation is really worth at resale vs. investing the cash.
Loans & vehicles
Tax & pay
Income tax estimator
Annual tax bill — US, UK, CA, AU with market-specific deductions.
Paycheck calculator
Gross to net take-home, any pay frequency.
Freelancer take-home
Self-employment tax, NI, and CPP — real take-home for contractors.
Capital gains tax
Short and long-term CGT estimates by region.
Crypto tax calculator
Trade list → net gains, losses, and estimated tax owed.
Savings & growth
Compound interest
Watch savings grow with regular contributions over time.
Retirement calculator
Nest egg projection and sustainable monthly income.
FIRE calculator
Your financial independence number and time to retire early.
Inflation calculator
How inflation erodes purchasing power — and what return beats it.